Why Work With Us?
Your credit score opens doors.
Are you in a situation right now where your credit score is not where you would like it to be? Then you came to the right place. We here at Premium Credit Services help our clients achieve a higher credit score to get approved for major purchases like vehicle loans or mortgages, or for a credit card with nice perks like travel or cashback that requires a certain score. The other benefits of having a good credit score are that securing employment will become easier, and your monthly insurance premiums will also be lower.
About
FCRA-compliant credit repair, built around you.
Premium Credit Services is a credit repair company that specializes in helping clients improve their credit by complying with the Fair Credit Reporting Act (FCRA). We do this by sending dispute letters to the major credit bureaus to remove charge-offs, bankruptcies, collections, outdated, or incorrect information — in order to see results.
We also believe in the power of credit education, teaching our clients how to build good credit habits once they see their scores improve and are ready to continue their financial and credit journey.
FCRA Compliant
Every dispute follows federal law.
Real Results
Clients see meaningful score gains.
Credit Education
We teach habits that last.
Personalized
Plans tailored to your situation.
Pricing
Simple, transparent pricing.
Pick what works for your goals — no hidden fees.
Monthly
Pay as you go.
- Full credit report analysis
- Monthly dispute letters
- Progress tracking
- Email & phone support
Lifetime
One-time fee, lifetime support.
- Everything in Monthly
- Lifetime credit education access
- Priority dispute handling
- No recurring charges
Testimonials
Real clients. Real results.
"Ali was very helpful in removing old debt collection and charge-off accounts from my credit report. He was very nice and very thorough throughout the process. He helped my score jump 100 points from 620 to 720 in 3 months. Highly recommend him if you are looking to improve your credit situation."
— Ben B.
"I was very pleased to work with Ali to repair my credit and qualify for a better mortgage rate. He is very knowledgeable about credit reports and how to remove negative items from your report to improve your score. Will work with him again if I run into credit issues later on."
— Lucas P.
Contact
Get in touch.
Have a question or ready to start? Reach out and we'll get back within one business day.
Business Hours
- Monday – Friday8:00 AM – 6:00 PM
- Saturday8:00 AM – 4:00 PM
- SundayClosed